Why the Iran Conflict Keeps Pushing Mortgage Rates Up and What the Peace Framework Proved Is Possible
Oil routes, bond yields, rates move together. Melanie Bundy explains the Iran conflict rate connection. ...more
Mortgage
July 10, 2026•3 min read
Price Cuts Do Not Mean Every Seller Is Desperate and Here Is How to Know When You Have Real Leverage
Not every cut means lowball room. Melanie Bundy explains how to negotiate smart in today's market. ...more
Mortgage
June 18, 2026•4 min read
ARM Loans Can Save You Money Upfront but Here Is the Question You Must Answer Before You Choose One
Lower payment now, risk later. Melanie Bundy explains when ARMs make sense and when they do not. ...more
Mortgage
June 11, 2026•4 min read
Why Your Fixed Rate Mortgage Payment Keeps Changing and What You Can Actually Do About It
Taxes and insurance change your payment not your rate. Melanie Bundy explains escrow and your options. ...more
Mortgage
June 11, 2026•4 min read
A Record 2679 Down Payment Assistance Programs Exist Right Now and Most Buyers Never Find Out
All-time high DPA programs available. Melanie Bundy explains how to find what you qualify for. ...more
Mortgage
May 19, 2026•3 min read
Why Mortgage Rates Jumped Again and What Prepared Buyers Are Doing Differently Right Now
Rates dipped then climbed again. Melanie Bundy explains how to be ready when the window opens. ...more
Mortgage
May 19, 2026•4 min read
The Fed Held Rates Steady and Here Is What That Actually Means for Your Mortgage Right Now
Fed stable, no June meeting. Melanie Bundy explains what buyers should do in this window. ...more
Mortgage
May 12, 2026•4 min read
The FHFA Just Changed Roof Insurance Rules and It Could Lower Your Monthly Housing Cost Right Now
Fannie Mae and Freddie Mac just updated their roof insurance requirements in a change that applies to the majority of mortgage borrowers. Melanie Bundy explains what changed, why it matters, and what ... ...more
Mortgage
April 29, 2026•5 min read
Builders Are Motivated Right Now and Here Is How Smart Buyers Are Taking Advantage
Nearly two thirds of builders are offering sales incentives and many are cutting prices. Melanie Bundy explains how stacking builder incentives with smart loan structuring works and what to watch out ... ...more
Mortgage
April 29, 2026•4 min read
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1414 Village Harbor Dr., Lake Wylie, SC 29710
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