A Record 2679 Down Payment Assistance Programs Exist Right Now and Most Buyers Never Find Out
All-time high DPA programs available. Melanie Bundy explains how to find what you qualify for. ...more
Mortgage
May 19, 2026•3 min read
Why Mortgage Rates Jumped Again and What Prepared Buyers Are Doing Differently Right Now
Rates dipped then climbed again. Melanie Bundy explains how to be ready when the window opens. ...more
Mortgage
May 19, 2026•4 min read
The Fed Held Rates Steady and Here Is What That Actually Means for Your Mortgage Right Now
Fed stable, no June meeting. Melanie Bundy explains what buyers should do in this window. ...more
Mortgage
May 12, 2026•4 min read
The FHFA Just Changed Roof Insurance Rules and It Could Lower Your Monthly Housing Cost Right Now
Fannie Mae and Freddie Mac just updated their roof insurance requirements in a change that applies to the majority of mortgage borrowers. Melanie Bundy explains what changed, why it matters, and what ... ...more
Mortgage
April 29, 2026•5 min read
Builders Are Motivated Right Now and Here Is How Smart Buyers Are Taking Advantage
Nearly two thirds of builders are offering sales incentives and many are cutting prices. Melanie Bundy explains how stacking builder incentives with smart loan structuring works and what to watch out ... ...more
Mortgage
April 29, 2026•4 min read
The Biggest Mortgage Mistakes Have Nothing to Do With the Rate
Most people shop for a mortgage based on one number but rate is only one piece of the picture. Melanie Bundy explains what actually costs borrowers the most and what to look for beyond the rate when c... ...more
Mortgage
April 13, 2026•5 min read
Why Some Homes Sell Overnight While Others Sit for Months: The K-Shaped Market Explained
The housing market is splitting into two very different experiences and which one you are in determines everything about your strategy. Melanie Bundy breaks down the K-shaped market and what it means ... ...more
Mortgage
March 26, 2026•5 min read
Why the Housing Market Still Feels Hard Even Though Inventory Is Up
Inventory is rising and homes are sitting longer but the market still feels difficult for many buyers. Melanie Bundy explains what is really happening and where the real leverage is hiding for buyers ... ...more
Mortgage
March 26, 2026•5 min read
5 Things That Actually Make a Difference in the Spring Housing Market
The spring market rewards prepared buyers and punishes those who wait. Melanie Bundy breaks down the five things that separate buyers who win in a competitive spring market from those who miss out. ...more
Mortgage
March 18, 2026•5 min read
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