Why Mortgage Rates Started Climbing Again After Finally Coming Down and What Buyers Should Do Now
Middle East tensions push oil and rates higher. Melanie Bundy explains why your estimate may have changed. ...more
Mortgage
August 04, 2026•2 min read
AI Is Changing How People Shop for Mortgages and Here Is How to Use It Without Getting Burned
AI runs numbers fast but misses nuance. Melanie Bundy explains the right way to use both tools together. ...more
Mortgage
July 29, 2026•2 min read
Should You Buy a Home Now or Wait for Rates to Drop and Here Is the Honest Answer to That Question
No perfect time exists. Melanie Bundy explains the pros cons and questions to ask before you decide. ...more
Mortgage
July 22, 2026•4 min read
Why the Iran Conflict Keeps Pushing Mortgage Rates Up and What the Peace Framework Proved Is Possible
Oil routes, bond yields, rates move together. Melanie Bundy explains the Iran conflict rate connection. ...more
Mortgage
July 10, 2026•3 min read
Price Cuts Do Not Mean Every Seller Is Desperate and Here Is How to Know When You Have Real Leverage
Not every cut means lowball room. Melanie Bundy explains how to negotiate smart in today's market. ...more
Mortgage
June 18, 2026•4 min read
ARM Loans Can Save You Money Upfront but Here Is the Question You Must Answer Before You Choose One
Lower payment now, risk later. Melanie Bundy explains when ARMs make sense and when they do not. ...more
Mortgage
June 11, 2026•4 min read
Why Your Fixed Rate Mortgage Payment Keeps Changing and What You Can Actually Do About It
Taxes and insurance change your payment not your rate. Melanie Bundy explains escrow and your options. ...more
Mortgage
June 11, 2026•4 min read
A Record 2679 Down Payment Assistance Programs Exist Right Now and Most Buyers Never Find Out
All-time high DPA programs available. Melanie Bundy explains how to find what you qualify for. ...more
Mortgage
May 19, 2026•3 min read
Why Mortgage Rates Jumped Again and What Prepared Buyers Are Doing Differently Right Now
Rates dipped then climbed again. Melanie Bundy explains how to be ready when the window opens. ...more
Mortgage
May 19, 2026•4 min read
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